Last updated: February 2026

1. Introduction

Welcome to Revflow Marketing LLC. We are committed to protecting your privacy and ensuring the

security of your personal information. This Privacy Policy outlines how we collect, use, disclose,

and safeguard your data in compliance with applicable laws and regulations, including the

Federal Trade Commission (FTC) guidelines, the Fair Credit Reporting Act (FCRA), the General

Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA).

2. Information We Collect

We collect the following types of personal information:

● Contact Information: Name, email address, phone number.

● Financial Information: Soft credit data, wallet balance, and unsecured credit line

approvals (collected in compliance with FCRA regulations).

● Usage Data: Information about how you use our services, including interaction data and

preferences.

3. How We Collect Information

We collect information through:

● Direct Interactions: When you provide information by filling out forms or communicating

with us.

● Automated Technologies: Through cookies and similar tracking technologies as you

interact with our website.

● Third Parties: From partners and service providers who assist us in delivering our

services.

● Credit Pre-Screening: We may collect financial data through a soft credit pull

authorized under the FCRA for the purpose of determining financial qualifications.

4. Purpose of Data Processing

We process your personal information for the following purposes:

● Service Delivery: To provide and manage our services effectively.

● Personalization: To tailor our services to your preferences.

● Communication: To send updates, newsletters, and marketing materials, where

permitted.

● Compliance: To adhere to legal obligations, including FCRA compliance for credit

pre-screening.

5. Legal Basis for Processing (GDPR Compliance)

Our legal grounds for processing personal data include:

● Consent: When you have given explicit consent for specific purposes.

● Contractual Necessity: To fulfill our contractual obligations to you.

● Legal Obligation: To comply with legal and regulatory requirements, including FCRA

mandates.

● Legitimate Interests: For purposes such as improving our services, provided these

interests are not overridden by your rights.

6. Consumer Rights

Under GDPR:

● Access: You have the right to request access to your personal data.

● Rectification: You can request correction of inaccurate data.

● Erasure: You have the right to request deletion of your data.

● Restriction: You can request the restriction of processing under certain conditions.

● Data Portability: You have the right to receive your data in a structured, commonly used

format.

● Objection: You can object to processing based on legitimate interests.

Under CCPA:

● Right to Know: You can request disclosure of the categories and specific pieces of

personal information we have collected.

● Right to Delete: You can request deletion of your personal information.

● Right to Opt-Out: You can opt-out of the sale of your personal information.

● Non-Discrimination: You have the right not to be discriminated against for exercising

your CCPA rights.

Under FCRA:

● Access to Credit Data: You can request information about your credit data collected

during the pre-screening process.

● Dispute Inaccuracies: You have the right to dispute any inaccuracies in your credit

information and request corrections.

● Purpose Disclosure: We conduct soft credit pulls strictly for the purpose of financial

qualification, as permitted by FCRA regulations.

To exercise these rights, please contact us at [email protected].

7. Data Sharing and Disclosure

We may share your personal information with:

● Service Providers: Third parties who assist us in providing our services.

● Legal Obligations: Authorities when required by law or to protect our rights.

● Business Transfers: In connection with mergers, acquisitions, or asset sales.

Soft credit pull data is shared only with authorized entities in compliance with FCRA regulations.

8. Data Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was

collected, including legal, accounting, or reporting requirements. FCRA data is retained securely

for the duration required by law.

9. Data Security

We implement appropriate technical and organizational measures to protect your personal

information against unauthorized access, alteration, disclosure, or destruction, in compliance

with FTC, GDPR, CCPA, and FCRA standards.

10. International Data Transfers (GDPR Compliance)

If we transfer personal data outside the European Economic Area (EEA), we ensure appropriate

safeguards are in place, such as Standard Contractual Clauses or adequacy decisions.

11. Children's Privacy

Our services are not directed to individuals under 16. We do not knowingly collect personal

information from children under 16.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by

posting the new Privacy Policy on our website.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please

contact us at:

Email: [email protected]

​Phone: 954-237-9682